Cash planning for real life
Know what each account can cover before the date arrives.
Pocketview maps personal, joint, and business cash against the payments already on their way—so the next shortfall is visible while there is still time to act.
- Accounts
- Personal, joint, business
- Planning view
- Balances, bills, and dates
Cash position
March overview
Company account
Projected cash flow
The useful question
A healthy total can still hide a weak paying account.
Bank apps show yesterday’s balance. Budget apps focus on habits. A spreadsheet is only useful while it is current. Pocketview is for the date your cash gets tight—and the account it affects.
Bill timing
Paid monthly. Billed quarterly or yearly.
Rent may be monthly. VAT, insurance, and tax often are not. The gap between those rhythms is where cash gets tight.
- 01
Set the starting position
Add the balances you can actually use, separated by personal, joint, and business ownership.
- 02
Place income and bills on dates
Include recurring monthly, quarterly, and yearly costs alongside planned payments.
- 03
Act before an account floor breaks
See the date and paying account first, then decide whether to reserve, move, or delay money.
Account context
One view, without treating all cash as interchangeable.
Ownership stays visible so a company VAT bill does not blindside household cash. You can see the whole position, while still keeping the paying account clear.
Who it is for
For people managing more than one money life.
Founders, freelancers, and households whose cash sits across personal, joint, and business accounts, with ordinary pressure from rent, VAT, bills, and planned goals.
Your actual position
Start with the next payment, not another budget category.
Start for free. No credit card required.