Expenses

Your regular costs grouped the way they are actually billed — weekly, monthly, quarterly, yearly — with a checklist each month you tick as things clear.

Regular expenses

Monthly

every month
  • RentHousing€ 1.450
  • EnergyUtilities€ 180
  • GymHealth€ 35

Quarterly

every 3 months
  • WaterUtilities€ 32€ 96 every 3 months

Yearly

every 12 months
  • Council taxHousing€ 40€ 480 every 12 months
  • Car insuranceInsurance€ 110€ 1.320 every 12 months

Regular expenses, monthly equivalent

€ 1.847

What this screen does

Grouped by rhythm
A sheet per period, each with its own subtotal, and one monthly equivalent across all of them.
The month checklist
August is its own list with its own ticks and its own remaining total. A row that differs from its template is marked as adjusted this month.
Upcoming costs and reservations
A yearly bill paid in quarterly instalments, funded by monthly set-asides — the three layers stay linked and the cost is counted once.
Finite plans
A payment arrangement that runs for four months reads as four months: how many are left, and when it ends.

A month you work through, not a budget you police

Each month is its own list. You tick what has cleared, and what is left is what is left — no categories to stay inside, no envelope to feel bad about. A row that differs from its template this month says so, because that difference is the only part worth your attention.

Expenses

August 2026
Total going out
€ 1.834
Paid so far
€ 1.761
Still to go
€ 73
4 of 6 paid
  • RentHousingPaid€ 1.450
  • EnergyUtilitiesPaid€ 180
  • GymHealthPaid€ 35
  • WaterUtilitiesPaid€ 96
  • InternetUtilitiesPlanned€ 45
  • PhoneUtilitiesPlanned€ 28

Next month starts its own list. Nothing carries over unless it is still owed.

See it with your own numbers.

Start for free. No credit card required.